Financing and Down Payment Resources

If you need help figuring out the right financing for your home, and need a local professional, look no further. My wife, Agnes KimDugan can help you through the mortgage financing process, and answer all your questions. Working with a reputable, local, and well established lender like Academy Mortgage can help get your offer accepted. When sellers see you are financed with a well known lender that ensures the files are done right, and on time that could be the factor that gets your offer selected. If you want to apply and see what you can qualify for, CLICK HERE.

Disclaimer: My wife (Agnes KimDugan) is a loan officer with Academy Mortgage in Lacey, WA. I will always recommend her services as I know she will provide the best service to ensure your loan stays on track and closes on time, but you should always shop around for mortgage rates and make an informed financial decision for your personal financial needs. My recommendation is only that, a recommendation, and is not a requirement for you to use a specific lender.

Here are a number of questions you should ask any lender you are looking to work with to get a better idea of how your relationship will be and how easy it will be to work with them in the future.

• If something comes up will I be able to talk to someone whenever I need to?
• What loan programs do you have?
• What special loan programs are you qualified on, and do I qualify for any of them?
• Will you make sure my file is on time, and we will be able to close?
• What is the average time you are able to close a loan?
• Can you give me an estimate on your fees and explain them?
• Will my loan be purchased after, or will your company also service my loan?
• If my loan is sold, do you work with specific banks to make sure I receive good service after the sale?
• How do you keep my personal information secure?
• Do you sell my personal information in the future?
• Can you lock a loan rate, and for how long?
• How much will it cost to lock my loan?
• Will you take time to explain the different loan programs available to me, and the advantages and disadvantages of each program?